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So after a brief vacation from saving advice im back

July 14th, 2006 at 10:38 pm

Money is my number one stressor, on a daily basis there isnt an hour I dont think about how in the world I am going to get out of debt.

Well I went to this free pampering party with my best friend and got hooked on Mary Kay products, (first time user), well then they started the whole career opportunity talk and to be honest I thought dont even think about it I am not going to do this.

Well fast forward to now, I sell Mary Kay, I made a 100$ investment and have made some profit about 150.00 but I have just started, am I nuts for doing this? I am reading everything I can get my hands on as far as marketing and getting my name out there goes.. Any ideas?

Thanks guys

Your Mary Kay Consultant
www.marykay.com/kristinascott

Spending... I did it

March 23rd, 2006 at 05:47 pm

SO last night i went to sally beauty supply because I wanted to go from my natural blonde to a bold dark brown, my face is so pink it nuetralizes that and makes me look tanner and healthier so I spent 6.50 on dyes, my sister is doing it tomorrow night. But in reality I saved over a hundred dollars because i didnt go to the salon, right?

And then I spent 19 on a 2 hour teeth whitening system, i worked a bit but what a pain!

Tallies for the Weekend...

March 20th, 2006 at 06:11 pm

Well this weekend I spent more than I had originally planned, but i did forgo a HUGE purchase that I was being pressured into..

Friday: Dinner 0
Beer (for St. Pattys Day) 16.00

Saturday
Starbucks 9.00
Dinner 7.00

Sunday 0

Total spent about 32.00, but I got a ticket to the Fray (value 24.50) and a new pair of Steve Madden boots (value on sale 37.50) for free when I went shopping with my mom.

We did go into the limited at the end of the night and i was in a shopping mood and I had about 150.00 worth of clothing but in the end it was making me ill thinking about spending all that money so i didnt make the purchase..

Thought I have a coupon for 25 off of 100 spent and the jacket (blazer) that matches the pants I have was originally 168 and on sale for 70.00 So i am still considering purchasing it.. Frown

Today I plan on spending nothing... with all the snow on the ground I dont want to go out to g et lunch so I brought a lean cuisine and then straight home after work. I also had 63.00 transferred from my upromise account to one of my student loan accounts, WOOHOO free money.

My goal this week is to make a debt free spreadsheet and budget and spend nothing from now until Friday.

Spending Plans for the day

March 17th, 2006 at 04:46 pm

Well it is early, but since half off my day is work and school, I figured I could plan my spending now so I will be more apt to stick to it.

Breakfast- 0.. Someone brought soda bread in for St. Pattys day... it was VERY good. Also scored a free vanilla cappacuino since we have a machine in the office.

Lunch- 0. Plan on running home after school and picking up a lean cuisine and some pretzels for lunch and snack before heading back to work.

Dinner- I have a BOGO free coupon for qdoba (yummy burritos) so me and DBF will probably head there spening at the most 9$.

I also have some free bowling coupons so a few of us might head up to bowl for free, but since it is St. Patty's Day we might go downtown to the bars, and My spending limit will be ONE drink or 10.00.

Hopefully I can get away with spending 20 or less.

Wish me Luck.

Also... added a 100$ payment to my school account, so total owed there is 1421.20 from 1521.20!

I'm back but this time it is to stay...

March 16th, 2006 at 09:22 pm

Lets see... I currently work full time and attend school full time all while trying to figure out ways to cut back and pay off my enourmous debt. (which is a result of school, too much shopping and basically pretending I had all this money that I didnt). I recently just moved back home so I know longer pay rent, utlities or groceries. I want to be out of debt as soon as possible and am willing to take drastic steps to make it happen. If anyone has any comments or suggestions ever, please, no matter how brutal send em my way. I read this site everyday and love it. But I have to have discipline and tough love to get through this. Thanks for reading... Keep your posts coming.. I LOVE EM>. I will update my debt amounts and income tomorrow Smile